yeoz hates ridiculous banking policies

Apparently, with Chase's business credit cards, your first purchase with a new credit card is declined automatically no matter where it happens, whatever it's for, or what the actual transaction cost is. That's absolutely retarded. Sure all it takes is a ten minute phone call to a customer service drone in Bangladesh/India/wherever to prove that I am actually who I say I am (which is absolutely ridiculous to begin with); But, imagine if you're a new entrepreneur who just got his first business line of credit, and your first business expense on your shiny new business credit card is a lunch or dinner with a client, and your card is declined... Well, that's an awfully embarrassing situation.

Not that that's what happened to me (Heh. It's fun to exaggerate! I spoke with HP over the phone and explained it to them, and they said they would run the card again.), but, there's absolutely no reason why this kind of thing should happen to anyone using a business credit account at all. I can sorta understand them pulling that kind of crap for personal credit accounts, but, a business account? Get real. Having to explain yourself to a rude customer service rep who doesn't actually speak anything that resembles English isn't my idea of customer service at all. Isn't this kind of thing supposed to be done during activation anyway? Grugh. Screw Chase. I can take my business elsewhere.

Anyway, this is all supposing that business spend is actually relevant at all to Chase's business model.
Which I suppose might not actually be the case. Bah.